TALK TO US...     CALL OUR DEBT HELPLINE: 0141 380 0221

OR CONTACT US ONLINE HERE

Take your first steps to debt freedom
with BacktoBlack...

STEP 1:  tell us about your debts...

Fill in your details, and take the next step...

OK, good. You’re well on your way
BacktoBlack. Now for the next step...

STEP 2:  your employment status...

  • EMPLOYED
  • SELF-EMPLOYED
  • UNEMPLOYED
  • PENSION
  • STATE
    BENEFIT
  • OTHER
Fill in your details, and take the next step...

Nice! Now that wasn't so hard,
was it? Step 3 coming right up...

STEP 3:  you and your home...

  • OWN
  • RENT
  • ENGLAND
  • SCOTLAND
  • WALES
  • NORTHERN
    IRELAND
Fill in your details, and take the next step...

We're almost there!
Step 4 is not so bad either...

STEP 4:  what is your credit rating...

  • EXCELLENT
  • GOOD
  • FAIR
  • POOR
  • VERY POOR
  • I DON'T
    KNOW
Fill in your details, and take the next step...

How easy was that?! All we need to know
now is how we get in touch with you..

STEP 5:  how should we contact you...

MY NAME & SURNAME
MY PHONE NUMBER
MY PREFERRED TIME
MY EMAIL ADDRESS

I consent to BacktoBlack collecting and storing my data from this form and using it in line with their Privacy Policy

Yes, I give you my consent
No.

Fill in your details, and take the next step...

Now press that send button, and you
could be on your way to debt freedom...

OK, GREAT!

...we’ll be in touch soon to discuss
your options, and help get you on
your way to Debt Freedom.


Get in touch with us at BacktoBlack...
Hey there!

We welcome any comments or questions you may have
for us. Or, if you have something you’d like to ask,
well we’d also really be delighted to hear from you.
Just send us your details below and we’ll be in touch...


CHEERS!

...thanks for the mail.
If you’ve asked us something,
we’ll be in touch soon.

Whether it’s unpaid council tax
or multiple credit cards, (or both
for that matter), unpaid debt

can become a living nightmare.

We get it. We’ve been there.

And it’s not fun. So if you’re struggling big time with problem debt,
we probably have a solution to your problems. From an IVA in
England, to the Scottish equivalent Trust Deed... read on and we
could help you on your way to Debt Freedom...


Debt Arrangement Scheme (DAS)

With a Debt Arrangement Scheme (DAS) you repay your debts in full and completely FREE from interest, charges, penalties and charges. These are frozen as soon as you apply – and are waived once you’ve repaid your debts. In other words, it brings down the cost of how much you’d have to pay back without a DAS in place.

Your DAS payments are spread over an extended period of time, for a maximum of 10 years. If something happens that affects your ability to make these payments, you can apply to vary the monthly payment amount and / or apply for a payment holiday of up to six months. This way, you can ultimately make all your payments and enjoy a fresh start at the end.

Only available in Scotland, a DAS is an alternative to a Trust Deed, Sequestration or an Unsecured Loan. It was set up by the Scottish Government to help people struggling to repay their debts.

Only available in Scotland, a DAS is an alternative to a Trust Deed, Sequestration or an Unsecured Loan. It was set up by the Scottish Government to help people struggling to repay their debts.

We’ll help you work out which debt solution is the best for your circumstances.



Get BacktoBlack. Talk to us today

Or, take your first steps to debt freedom
with our online form

DEBT ARRANGEMENT SCHEME:
Advantages

  • STOPS CREDITORS FROM TAKING LEGAL ACTION AGAINST YOU
  • WE DEAL WITH YOUR CREDITORS FOR YOU, TAKING AWAY THE STRESS.
  • YOUR HOME IS SAFE SO LONG AS YOU KEEP UP WITH YOUR MORTGAGE OR RENT PAYMENTS
  • SOLE TRADER? YOU MAY BE ABLE TO INCLUDE BUSINESS DEBTS
  • MONTHLY PAYMENTS ARE BASED ON WHAT YOU CAN REASONABLY PAY
  • IF CIRCUMSTANCES CHANGE YOU CAN VARY YOUR PAYMENTS

DEBT ARRANGEMENT SCHEME:
Disadvantages

  • IT CONTINUES UNTIL YOUR DEBTS ARE REPAID
  • YOU CAN’T WRITE OFF DEBT – ONLY FREEZE ALL YOUR INTEREST, FEES, PENALTIES AND CHARGES
  • YOUR CREDIT RATING MAY BE AFFECTED SO IT MAY STOP YOU GETTING CREDIT IN THE FUTURE
  • ONLY AVAILABLE IN SCOTLAND

Don’t worry, we probably
have a solution to your
debt problems.

Let us tell you about them...

Debt Solutions

“Our super-friendly
team of experts
can help you
on your way to
debt freedom.



Talk to us today
We're with you all the way

Nice to meet you

Click below and we’ll tell you a little bit
more about us. Our story is based around
our experience with problem debt.
Find out why we enjoy what we do here at
BacktoBlack, what makes us tick, and how we
can help you change your life for the better!

FIND OUT MORE ABOUT US
All the gobbledegook explained (we hope!)

Not sure what’s what?

Don’t worry, we know how you feel.
All these fancy debt words are hard to keep
track of. So to make things easier for you, we’ve
put together a BacktoBlack Debtionary to help
explain the jargon! That way you’ll be up to speed
in no time at all, and ready for that pub quiz.

TAKE ME TO KNOWLEDGE CENTRAL

Are your finances
in the red?



Is your
personal debt bubble
about to burst?

LET US HELP YOU
BEFORE IT DOES
Are your finances in the red?

Are your finances in the red?



Is your
personal debt bubble
about to burst?

LET US HELP YOU
BEFORE IT DOES

Talk to us.
And take that first step
to debt freedom...


CLOSE

CALL BacktoBlack TODAY ON:

0141 380 0221

...and talk to one of our super~friendly team of debt experts.

Sorry this website requires JavaScript to be enabled to work correctly!