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In essence, so long as you keep up your payments to a debt solution or bankruptcy or sequestration, any negative things like default notices are wiped off your slate after 6 years,
even if you’re still paying it off.
Equally, if a court says that you’ve acted dishonestly (in other words, fraud) or negligently, bankruptcy, sequestration and other debts can stay on your file for up to 15 years. They do this
to warn to other lenders.
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Click below and we’ll tell you a little bit
more about us. Our story is based around
our experience with problem debt.
Find out why we enjoy what we do here at
BacktoBlack, what makes us tick, and how we
can help you change your life for the better!
Don’t worry, we know how you feel.
All these fancy debt words are hard to keep
track of. So to make things easier for you, we’ve
put together a BacktoBlack Debtionary to help
explain the jargon! That way you’ll be up to speed
in no time at all, and ready for that pub quiz.